{"source":"CiteHawk AI Index","record":"home insurance companies — 2026-07","url":"https://www.citehawk.com/leaderboards/editions/2026-07/home-insurance/ca","immutable":true,"snapshotId":"d1cbb2e2-b3a4-4d76-a2a3-8b409ed07694","capturedAt":"2026-07-22T18:10:23.824+00:00","contentHash":"361b033c8a54a73d4624ca16f46fe958378943f079d23519c13a16f718635684","contentHashSpec":"sha256-v1: hex SHA-256 of the UTF-8 bytes of the compact JSON array (no whitespace, non-ASCII characters unescaped, as JavaScript JSON.stringify emits) of [provider, run, model, text] tuples, one per captured answer, sorted by provider then run","registryRulesHash":null,"registryRulesHashSpec":"sha256-v1: hex SHA-256 of the UTF-8 bytes of the compact JSON object {version, aliases, notInCategory, categoryAllow, serviceSlugRe} where aliases is the array of [foldedKey, canonicalName, pinnedDomain, categoryScope] tuples sorted by key, notInCategory and categoryAllow are arrays of [categorySlug, domains] tuples sorted by slug, and every domain/scope list is itself sorted","region":"ca","prompt":"What are the best home insurance companies in Canada? Recommend the top brands or products that people actually use.\n\nAnswer as if the user is in Canada.","providers":["openai","claude","gemini","perplexity","deepseek","grok","bing_copilot","google_aio"],"models":{"grok":"grok-3","claude":"claude-sonnet-5","gemini":"gemini-2.5-flash","openai":"gpt-4.1-mini","deepseek":"deepseek-v4-flash","google_aio":"google_aio","perplexity":"sonar","bing_copilot":"bing_copilot"},"runsPerProvider":1,"totalCalls":16,"ranking":[{"rank":1,"brand":"Desjardins","domain":"desjardins.com","score":55.9,"mentions":7,"recommendedBy":["bing_copilot","claude","deepseek","gemini","grok","openai","perplexity"],"averagePositionByProvider":{"grok":5,"claude":3,"gemini":3,"openai":2,"deepseek":5,"perplexity":4,"bing_copilot":4}},{"rank":2,"brand":"Intact","domain":"intact.ca","score":54.1,"mentions":5,"recommendedBy":["bing_copilot","claude","deepseek","grok","perplexity"],"averagePositionByProvider":{"grok":1,"claude":1,"deepseek":1,"perplexity":1,"bing_copilot":1}},{"rank":3,"brand":"Aviva","domain":"aviva.com","score":45.3,"mentions":5,"recommendedBy":["bing_copilot","claude","gemini","openai","perplexity"],"averagePositionByProvider":{"claude":2,"gemini":2,"openai":3,"perplexity":2,"bing_copilot":3}},{"rank":4,"brand":"TD Insurance","domain":"td.com","score":43.8,"mentions":5,"recommendedBy":["bing_copilot","deepseek","gemini","grok","perplexity"],"averagePositionByProvider":{"grok":3,"gemini":5,"deepseek":3,"perplexity":3,"bing_copilot":2}},{"rank":5,"brand":"The Co-operators","domain":"cooperators.ca","score":34.6,"mentions":4,"recommendedBy":["bing_copilot","gemini","grok","openai"],"averagePositionByProvider":{"grok":4,"gemini":4,"openai":4,"bing_copilot":6}},{"rank":6,"brand":"Wawanesa","domain":"wawanesa.com","score":26.1,"mentions":3,"recommendedBy":["bing_copilot","grok","perplexity"],"averagePositionByProvider":{"grok":6,"perplexity":6,"bing_copilot":5}},{"rank":7,"brand":"Economical","domain":"economical.com","score":25.4,"mentions":3,"recommendedBy":["bing_copilot","gemini","grok"],"averagePositionByProvider":{"grok":7,"gemini":9,"bing_copilot":7}},{"rank":8,"brand":"Aviva","domain":"aviva.ca","score":20.6,"mentions":2,"recommendedBy":["deepseek","grok"],"averagePositionByProvider":{"grok":2,"deepseek":4}},{"rank":9,"brand":"Belairdirect","domain":"belairdirect.com","score":19,"mentions":2,"recommendedBy":["deepseek","perplexity"],"averagePositionByProvider":{"deepseek":2,"perplexity":7}},{"rank":10,"brand":"Sonnet Insurance","domain":"sonnet.ca","score":17.5,"mentions":2,"recommendedBy":["bing_copilot","gemini"],"averagePositionByProvider":{"gemini":8,"bing_copilot":8}},{"rank":11,"brand":"CAA Insurance","domain":"caa.ca","score":17.5,"mentions":2,"recommendedBy":["bing_copilot","gemini"],"averagePositionByProvider":{"gemini":7,"bing_copilot":9}},{"rank":12,"brand":"CAA","domain":"caasco.com","score":17.4,"mentions":2,"recommendedBy":["grok","perplexity"],"averagePositionByProvider":{"grok":8,"perplexity":9}},{"rank":13,"brand":"Square One Insurance","domain":"squareone.ca","score":17.1,"mentions":2,"recommendedBy":["gemini","perplexity"],"averagePositionByProvider":{"gemini":10,"perplexity":10}}],"answers":[{"provider":"bing_copilot","run":1,"model":"bing_copilot","capturedAt":"2026-07-22T18:10:23.218Z","text":"Canada’s top home insurance providers combine comprehensive coverage, customer satisfaction, and competitive pricing, with companies like Intact Insurance, TD Insurance, Aviva, Desjardins, Wawanesa, and The Co-operators being among the most widely recognized and trusted.\n\nTop Home Insurance Providers\n\n1. Intact Insurance – As Canada’s largest home insurance company, Intact offers extensive coverage including house, condo, tenant, and home-based business insurance. It provides bundle discounts with auto insurance, enhanced water damage packages, and a streamlined claims process accessible across multiple locations Savvy New Canadians+1 .\n\n2. TD Insurance – Part of TD Bank, this provider is ideal for customers seeking integration of home and auto policies. TD Insurance offers basic to enhanced coverage, eco-efficient rebuild options, claim forgiveness, and digital tools for managing policies +1 .\n\n3. Aviva Canada – Aviva provides flexible homeowners insurance with bundles, add-ons for identity theft, extended replacement cost, and discounts for retirees or claims-free histories. It is recognized for fast claims processing and online accessibility Savvy New Canadians+1 .\n\n4. Desjardins Insurance – Operating primarily in Ontario and Quebec, Desjardins Home Insurance is popular for competitive rates, discounts for property upgrades, and convenient mobile management via their Home-Auto app Savvy New Canadians+1 .\n\n5. Wawanesa Insurance – A mutual insurance company noted for its customer service and budget-friendly coverage, Wawanesa appeals to homeowners seeking straightforward policies with strong claims support +1 .\n\n6. The Co-operators – This insurer provides multiple policy options, mobile access, 24/7 after-hours emergency service, and bundle savings. It is valued for its member benefits and in-house claims expertise Savvy New Canadians .\n\n7. Economical (Definity) Insurance – Offers customizable policies, coverage for property, contents, detached structures, and “special risk” clients who might have difficulty securing insurance elsewhere. Discounts are available for bundling, claims-free records, or monitored alarms +1 .\n\n8. Sonnet Insurance – A fully digital insurer allowing instant quotes, online purchase, and fast claims processing, appealing to tech-savvy homeowners who prefer a paperless approach .\n\n9. CAA Insurance – Beyond car insurance, CAA provides comprehensive home coverage including building, personal property, liability, and home systems protection. It offers discounts for age, claims-free history, and monitored alarms Savvy New Canadians .\n\nBig Bank Options\n\nMajor Canadian banks also provide home insurance, often with bundling discounts: RBC, BMO, Scotiabank, and TD. These policies typically cover dwelling, personal property, liability, and living expenses, with potential add-ons for enhanced or eco-friendly rebuilds Savvy New Canadians+1 .\n\nChoosing the Best Home Insurance\n\nCoverage matters more than price: Ensure personal property, dwelling, liability, and additional living expenses are included. Consider add-ons for sewer backup, overland flooding, and high-value items, especially in risk-prone areas 1 .\nCompare multiple quotes: Get at least 3–5 quotes before purchasing or renewing a policy to find optimal rates and coverage 1 .\nBundling: Combining with auto insurance often yields 10–20% savings 1 .\nDeductibles: A deductible between $1,000–$2,500 balances premium savings with out-of-pocket exposure 1 .\nDigital vs traditional: Digital insurers like Sonnet and Insurely simplify quotes and fast claims, while traditional insurers like TD, Intact, or Desjardins provide broker support and personalized service for complex claims 1 .\n\nIn summary, Intact Insurance, TD Insurance, Aviva, Desjardins, Wawanesa, The Co-operators, and Economical are among the most trusted and widely used home insurance providers in Canada. Your choice should be based on coverage needs, location, and preferred service style, with careful attention to optional add-ons and potential premium discounts Savvy New Canadians+2 .","extractedBrands":[{"name":"Intact Insurance","domain":"intact.ca","position":1},{"name":"TD Insurance","domain":"td.com","position":2},{"name":"Aviva","domain":"aviva.com","position":3},{"name":"Desjardins","domain":"desjardins.com","position":4},{"name":"Wawanesa","domain":"wawanesa.com","position":5},{"name":"The Co-operators","domain":"cooperators.ca","position":6},{"name":"Economical","domain":"economical.com","position":7},{"name":"Sonnet Insurance","domain":"sonnet.ca","position":8},{"name":"CAA Insurance","domain":"caa.ca","position":9},{"name":"RBC","domain":"rbc.com","position":10},{"name":"BMO","domain":"bmo.com","position":11},{"name":"Scotiabank","domain":"scotiabank.com","position":12}]},{"provider":"claude","run":1,"model":"claude-sonnet-5","capturedAt":"2026-07-22T18:10:23.218Z","text":"## Best Home Insurance Companies in Canada\n\nHome insurance in Canada isn't a one-size-fits-all situation — there is no single best home insurer in Canada, as the cheapest company for a detached home in Calgary may be the most expensive for a condo in Montreal, which is why getting 3-5 quotes is essential every time you buy or renew. That said, here are the brands Canadians most commonly use and trust, based on market presence, satisfaction surveys, and popularity:\n\n### 🏆 Top National Insurers (Big, Established Brands)\n\n**Intact, Aviva, and Desjardins** are consistently the biggest names people turn to. Providers like Intact, Aviva, and Desjardins consistently top lists for their nationwide reach and strong performance, and these rankings are backed by real data — Canada's home insurance market is competitive, with rankings from J.D. Power and broker surveys highlighting customer satisfaction in claims, pricing, and service.\n\n- **Aviva** – One of the largest players in the country. Aviva is a London-based banking and insurance provider, and it is the second-largest insurer in Canada, employing 4,000 people and insuring 3 million clients. Its business model focuses on customer service, off","extractedBrands":[{"name":"Intact","domain":"intact.ca","position":1},{"name":"Aviva","domain":"aviva.com","position":2},{"name":"Desjardins","domain":"desjardins.com","position":3}]},{"provider":"deepseek","run":1,"model":"deepseek-v4-flash","capturedAt":"2026-07-22T18:10:23.218Z","text":"As a Canadian, you’ll want a home insurer that balances good coverage with solid claims service, especially given our unique risks—like winter freeze damage, flooding (increasingly common), and wildfire in certain provinces. Here are the top **national and regional brands** that Canadians actually use and trust, based on market share, J.D. Power customer satisfaction ratings, and real recommendations from homeowners.\n\n### 1. **Intact Insurance** (National – #1 by Market Share)\n- **Why people use it:** Intact is the largest home insurer in Canada. They have a strong financial stability rating and a well-regarded digital claims tool (app + online portal).\n- **Best for:** Bundling home + auto (they offer a significant multi-line discount). They also partner with **Belairdirect** (their direct-to-consumer brand) for competitive online quotes.\n- **Note:** Their service is solid, but premiums have been rising across the board in 2024-2025. Great if you want a \"safe\" brand with nationwide support.\n\n### 2. **TD Insurance** (National – Bank-Backed)\n- **Why people use it:** Many Canadians get it through their TD banking relationship, earning loyalty discounts. They have a strong online and phone claims process, and their \"Home Insurance Quote\" tool is quick and transparent.\n- **Best for:** TD customers, especially those with a TD credit card or chequing account (you can often get 10–15% off). They also offer \"Guaranteed Replacement Cost\" as a standard option.\n- **Watch out:** Some homeowners report higher-than-average premium increases at renewal for no claim.\n\n### 3. **Aviva Canada** (National – Strong in Ontario & Atlantic Canada)\n- **Why people use it:** Known for flexible coverage add-ons (like \"Water and Sewer Backup\" and \"Identity Theft\") and a well-rated claims satisfaction. They are a major player in Ontario and the Maritimes.\n- **Best for:** You want comprehensive coverage and don't mind paying a bit more for better extras. Their \"Premier\" home policy includes things like ordinance or law coverage automatically.\n- **Real user feedback:** People often praise their quick response to storm-related claims.\n\n### 4. **Desjardins Insurance** (National – Especially Strong in Quebec & Ontario)\n- **Why people use it:** They consistently score high in customer satisfaction surveys (J","extractedBrands":[{"name":"Intact Insurance","domain":"intact.ca","position":1},{"name":"Belairdirect","domain":"belairdirect.com","position":2},{"name":"TD Insurance","domain":"td.com","position":3},{"name":"Aviva Canada","domain":"aviva.ca","position":4},{"name":"Desjardins Insurance","domain":"desjardins.com","position":5}]},{"provider":"gemini","run":1,"model":"gemini-2.5-flash","capturedAt":"2026-07-22T18:10:23.218Z","text":"When looking for home insurance in Canada, several companies consistently rank high for customer satisfaction, comprehensive coverage, and competitive pricing. The \"best\" option often depends on individual needs, location, and the specific property being insured, but some brands are widely recognized and used by Canadians.\n\nHere are some of the top home insurance companies in Canada, along with their notable features:\n\n*   **Intact Financial Corporation** is Canada's largest provider of property and casualty insurance, including home insurance, offering 24/7 claims support and a wide network of brokers. They are known for their financial stability.\n*   **Aviva Canada Inc.** is another major player across Canada, particularly considered a top choice in Ontario and British Columbia. Aviva offers competitive prices and is recognized for efficient claims handling and comprehensive protection, including extended replacement cost and earthquake coverage options. They have also received awards like the Toronto Star's Readers Choice Best Insurance Company for Home and Auto Insurance.\n*   **Desjardins General Insurance Group** is a leading financial co-operative and one of Canada's top property and casualty insurance providers, especially popular in Quebec. They offer various insurance types and provide exclusive advantages for members under 25.\n*   **The Co-operators General Insurance Corp.** is a well-known Canadian company that consistently ranks high in customer satisfaction, particularly in Atlantic Canada, Ontario, and Alberta. They are noted for competitive rates and strong claims service, offering a wide range of insurance products beyond home insurance.\n*   **TD Insurance** is a direct response home and auto insurer that is part of the TD Bank Group. They offer bundling options for home and auto insurance to help customers save on costs.\n*   **RSA Canada Group** (a subsidiary of Intact Financial Corporation) works with many insurance brokers across Canada and is highly rated for its coverage, especially in Alberta.\n*   **CAA Insurance** stands out for its competitive pricing, especially for customers who bundle policies and for CAA members. While customer experiences with claims can be mixed, many report positive outcomes, especially with a competent broker.\n*   **Sonnet Insurance** is an online-focused insurer often recommended for first-time buyers due to its straightforward policies and competitive pricing.\n*   **Economical Insurance** is another established Canadian insurer with a strong presence.\n*   **Square One Insurance** is highlighted for an excellent overall experience, including good pricing, customer experience, and policy clarity, particularly in Ontario.\n\nWhen choosing a home insurance company, it's important to compare quotes from various providers, inquire about bundling options (e.g., home and auto), and ask about available discounts. Increasing your deductible can also lower premiums, but ensure you have funds set aside for this. Focusing on the right amount of coverage for your specific needs, rather than just the cheapest quote, is crucial.","extractedBrands":[{"name":"Intact Financial Corporation","domain":"intactfc.com","position":1},{"name":"Aviva Canada Inc.","domain":"aviva.com","position":2},{"name":"Desjardins General Insurance Group","domain":"desjardins.com","position":3},{"name":"The Co-operators General Insurance Corp.","domain":"cooperators.ca","position":4},{"name":"TD Insurance","domain":"td.com","position":5},{"name":"RSA Canada Group","domain":"rsagroup.ca","position":6},{"name":"CAA Insurance","domain":"caa.ca","position":7},{"name":"Sonnet Insurance","domain":"sonnet.ca","position":8},{"name":"Economical Insurance","domain":"economical.com","position":9},{"name":"Square One Insurance","domain":"squareone.ca","position":10}]},{"provider":"google_aio","run":1,"model":"google_aio","capturedAt":"2026-07-22T18:10:23.218Z","text":"","extractedBrands":[]},{"provider":"grok","run":1,"model":"grok-3","capturedAt":"2026-07-22T18:10:23.218Z","text":"**In Canada, the top home insurance companies that people actually use and recommend are primarily the large national players like Intact, Aviva, TD Insurance, The Co-operators, Desjardins, and Wawanesa.** These dominate the market by premiums written and appear consistently across broker awards, consumer mentions, and size rankings.[[1]](https://springfinancial.ca/blog/homeowner-finances/best-home-insurance-companies-canada/)[[2]](https://myinsurancebroker.com/insurance/home-insurance/resources/canadas-best-home-insurance-companies)\n\nIntact Financial is the largest overall P&C insurer in Canada (including home), with the biggest market share and widespread availability across provinces. It’s frequently cited as a go-to for comprehensive coverage, bundling with auto, and strong broker networks. Many Canadians hold policies through Intact or its direct brands like Sonnet or BelairDirect.[[3]](https://insurance-canada.ca/2025/11/13/smythe-state-property-casualty-brokerage/)[[4]](https://insurely.ca/blog/top-ranked-home-insurance-companies-in-canada)\n\nAviva Canada is another major player, often highlighted for Ontario and strong product offerings (including specialized options). It has solid broker support and competitive positioning.[[1]](https://springfinancial.ca/blog/homeowner-finances/best-home-insurance-companies-canada/)\n\nTD Insurance stands out as a popular direct-to-consumer option (especially for those who prefer online/phone buying without a broker). It’s widely used for home + auto bundles and has a large customer base.[[5]](https://insurely.ca/blog/best-home-owners-insurance-company)\n\nThe Co-operators (a mutual company) earns praise for customer satisfaction in regions like Atlantic Canada, Ontario, and Alberta, with competitive rates and broad product lines.[[1]](https://springfinancial.ca/blog/homeowner-finances/best-home-insurance-companies-canada/)\n\nOther frequently mentioned and used providers include:\n- **Desjardins** — Strong in Quebec and expanding elsewhere, with tailored options.\n- **Wawanesa** — Popular in Western Canada and known for competitive quotes in comparisons.\n- **Economical** and others like CAA or Allstate Canada also appear in provincial “best of” lists based on Google reviews and availability.[[6]](https://mitchinsurance.com/blog/best-home-insurance-companies-ontario-2025/)\n\nFor higher-value homes, Chubb is respected (available via brokers) but less common for average properties due to higher premiums.[[7]](https://www.insurancebusinessmag.com/ca/best-insurance/canadas-top-home-insurance-insurers-245522.aspx)\n\n### Key Advice for Canadians\n- **Shop around and compare quotes** — Rates vary hugely by province, postal code, home age/value, claims history, and coverage level. Sites like Ratehub or broker networks can help you get multiple quotes quickly. The difference between the cheapest and most expensive quote can be substantial (hundreds of dollars per year).[[8]](https://www.ratehub.ca/insurance/best-home-insurance-quote)\n- **Bundle for savings** — Most people get the best rates by combining home with auto insurance.\n- **Broker vs. direct** — Brokers (accessing Intact, Aviva, etc.) can shop multiple carriers for you. Direct insurers like TD are convenient but may not always be the lowest.\n- **Check recent reviews and claims experience** — Look at provincial ratings or recent customer feedback, as satisfaction can differ by region. J.D. Power studies (more commonly US-focused recently) and broker awards often highlight strong performers in claims handling.\n- **Other factors** — Consider coverage for floods/sewer backup (often an add-on in Canada), deductibles, and any discounts (e.g., for new homes, security systems, or loyalty).\n\nThe “best” one depends on your specific situation—there’s no universal winner. Get personalized quotes from 3–5 providers (including at least one broker and one direct) to see what fits your home and budget. If you share your province or more details about your property, I can help narrow it further!","extractedBrands":[{"name":"Intact","domain":"intact.ca","position":1},{"name":"Aviva","domain":"aviva.ca","position":2},{"name":"TD Insurance","domain":"td.com","position":3},{"name":"The Co-operators","domain":"cooperators.ca","position":4},{"name":"Desjardins","domain":"desjardins.com","position":5},{"name":"Wawanesa","domain":"wawanesa.com","position":6},{"name":"Economical","domain":"economical.com","position":7},{"name":"CAA","domain":"caasco.com","position":8},{"name":"Allstate Canada","domain":"allstate.ca","position":9},{"name":"Chubb","domain":"chubb.com","position":10},{"name":"Ratehub","domain":"ratehub.ca","position":11}]},{"provider":"openai","run":1,"model":"gpt-4.1-mini","capturedAt":"2026-07-22T18:10:23.218Z","text":"Selecting the right home insurance provider in Canada is crucial to ensure comprehensive protection for your property and belongings. Based on recent evaluations and customer feedback, here are some of the top home insurance companies in Canada:\n\n\n\n**Intact Insurance**  \nRecognized for its broad coverage options, including overland water protection and guaranteed replacement cost, Intact Insurance offers policies that cater to various homeowner needs. ([insurancegeeks.ca](https://insurancegeeks.ca/insurance-types/home?utm_source=openai))\n\n\n\n[Outdoor Skating\n    \n        - City of Richmond Hill](https://www.richmondhill.ca/en/things-to-do/Outdoor-Skating.aspx?utm_source=openai)\n**Desjardins Insurance**  \nKnown for its competitive pricing and comprehensive coverage, Desjardins provides home insurance policies that include unique features like identity theft protection and coverage for unauthorized debit and credit card use. ([money.ca](https://money.ca/insurance/best-home-insurance-companies-canada?utm_source=openai))\n\n\n\n\n**Aviva Canada**  \nOffering a wide range of insurance policies, including home, condo, and tenant insurance, Aviva is recognized for its strong customer service and comprehensive coverage options. ([insurely.ca](https://insurely.ca/blog/best-home-owners-insurance-company?utm_source=openai))\n\n\n\n[The Co-operators Life Insurance Review | Finder Canada](https://www.finder.com/ca/life-insurance/the-co-operators?utm_source=openai)\n**The Co-operators**  \nWith over 80 years of experience, The Co-operators offers comprehensive home insurance that includes unique standard features like coverage for unauthorized debit and credit card use and identity fraud recovery. ([money.ca](https://money.ca/insurance/best-home-insurance-companies-canada?utm_source=openai))\n\n\n\n\n**Square One Insurance**  \nSpecializing in customizable home, condo, and tenant insurance, Square One allows policyholders to tailor coverage to their specific needs, including protection for water damage and theft. ([money.ca](https://money.ca/insurance/best-home-insurance-companies-canada?utm_source=openai))\n\n\nWhen choosing a home insurance provider, consider factors such as coverage options, customer service, financial stability, and available discounts. It's advisable to obtain quotes from multiple insurers to find the best fit for your specific needs and budget. ","extractedBrands":[{"name":"Intact Insurance","domain":"intactinsurance.com","position":1},{"name":"Desjardins Insurance","domain":"desjardins.com","position":2},{"name":"Aviva Canada","domain":"aviva.com","position":3},{"name":"The Co-operators","domain":"cooperators.ca","position":4},{"name":"Square One Insurance","domain":"squareoneinsurance.com","position":5}]},{"provider":"perplexity","run":1,"model":"sonar","capturedAt":"2026-07-22T18:10:23.218Z","text":"If you want the **best home insurance companies in Canada that people actually use**, the most consistently recommended brands are **Intact, Aviva, TD Insurance, Desjardins, The Co-operators, Wawanesa, Belairdirect, Economical, CAA, and Square One**.[2][3][5][6][9]\n\nThe safest answer is that there is **no single best insurer nationwide**: the best choice depends on your province, home type, and price, and several Canadian sources say you should compare **3–5 quotes** because rates and coverage vary widely.[4][6][10][13]\n\nFor a practical shortlist, these are the strongest mainstream options:\n\n| Company | Why it’s a common pick |\n|---|---|\n| **Intact** | Often listed among the top Canadian home insurers and described as one of the largest providers, with broad coverage and national reach.[1][2][7][12] |\n| **Aviva** | Appears repeatedly in top-10 lists and is widely used across Canada.[1][2][3][8][9] |\n| **TD Insurance** | Commonly recommended for bundle discounts and online convenience.[2][6][15] |\n| **Desjardins** | Frequently ranked near the top, especially strong in Quebec and Ontario-focused comparisons.[2][11] |\n| **The Co-operators** | Shows up in multiple best-of lists and is often associated with strong customer satisfaction.[2][6][9][15] |\n| **Wawanesa** | Regularly appears in top Canadian rankings and is often highlighted for service.[1][2][6] |\n| **Belairdirect** | Common in Ontario and Quebec comparisons, especially for direct-buy customers.[9][11][15] |\n| **Economical / Definity** | Often appears as a value-focused option in Canadian rankings.[2][3][6][9] |\n| **CAA** | Frequently mentioned as a practical choice for members seeking discounts.[3][6][9] |\n| **Square One** | Often recommended for flexible, digital-first home insurance.[3][5][9] |\n\nIf you want the most “people actually use” mainstream brands, start with **Intact, Aviva, TD Insurance, Desjardins, and The Co-operators** because they show up repeatedly across Canadian best-insurer lists and large-market comparisons.[2][6][","extractedBrands":[{"name":"Intact","domain":"intact.ca","position":1},{"name":"Aviva","domain":"aviva.com","position":2},{"name":"TD Insurance","domain":"td.com","position":3},{"name":"Desjardins","domain":"desjardins.com","position":4},{"name":"The Co-operators","domain":"coopers.ca","position":5},{"name":"Wawanesa","domain":"wawanesa.com","position":6},{"name":"Belairdirect","domain":"belairdirect.com","position":7},{"name":"Economical / Definity","domain":"definity.com","position":8},{"name":"CAA","domain":"caasco.com","position":9},{"name":"Square One","domain":"squareone.ca","position":10}]}]}