MoneyGeek

Clauderanked #8⌄

Here is a comprehensive guide to the **best pet insurance companies of 2026**, based on expert analyses from U.S. News, Forbes, NerdWallet, CNBC, MoneyGeek, and more: --- ## 🐾 Best Pet Insurance Companies of 2026 --- ### 1. 🏆 **ASPCA Pet Health Insurance** — *Best Overall* ASPCA Pet Health Insurance is considered the best overall pet insurance company. It offers customizable accident-and-illness and accident-only plans, as well as two tiers of wellness coverage for dogs and cats. Standard plans cover alternative therapies, behavioral issues, and congenital conditions, and policyholders can call a 24/7 vet helpline with questions about their pet's health. There's no upper age limit, and its sample monthly premiums are toward the middle of the pack. --- ### 2. 🐕 **Pets Best** — *Best for Low Cost & Direct Vet Pay* Pets Best has the lowest average costs in many evaluations, at around $40 a month for dogs for $5,000 in annual coverage. Its average cat insurance prices are on par with top competitors. There's also a 5% multi-pet discount and a 5% military discount available. A big plus is that Pets Best can directly pay veterinarians, or if you use a CareCredit card to pay a vet bill, Pets Best can reimburse directly to that account. For cat breeds specifically, Pets Best takes the top spot as the best pet insurance provider. --- ### 3. 🍋 **Lemonade Pet Insurance** — *Best for Tech-Savvy Pet