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FINANCE & INSURANCE

Best credit cards, according to AI

We asked the six leading AI assistants what they recommend in credit cards, then ranked the brands by how often AI puts them first.

6 AI assistants15 brands rankedUpdated June 2026
#1

Chase Sapphire Preferred® Card

chase.com

Recommended by 6 of 6 assistants
ChatGPTClaudeGrokPerplexityDeepSeek
  1. 2

    Capital One Venture X Rewards Credit Card

    6/6 AIs
    ChatGPTClaudePerplexityDeepSeekGrok
  2. 3

    American Express Gold Card

    6/6 AIs
    ChatGPTClaudePerplexityGrokDeepSeek
  3. 4

    Wells Fargo Active Cash Card

    6/6 AIs
    ChatGPTPerplexityGrokClaudeDeepSeek
  4. 5

    Citi Double Cash Card

    5/6 AIs
    ChatGPTGrokPerplexityDeepSeek
  5. 6

    Discover it® Cash Back

    4/6 AIs
    ChatGPTDeepSeekPerplexity
  6. 7

    Bank of America Customized Cash Rewards Credit Card

    5/6 AIs
    ChatGPTPerplexityDeepSeekGrok
  7. 8

    NerdWallet

    1/6 AIs
    Claude
  8. 9

    Citi Strata Elite Card

    2/6 AIs
    PerplexityGrok
  9. 10

    Bankrate

    1/6 AIs
    Claude
  10. 11

    Citi

    1/6 AIs
    Grok
  11. 12

    Newsweek

    1/6 AIs
    Claude
  12. 13

    U.S. Bank Altitude® Go Visa Signature® Card

    1/6 AIs
    DeepSeek
  13. 14

    Marriott Bonvoy Boundless® Credit Card

    1/6 AIs
    DeepSeek
  14. 15

    Apple Card

    2/6 AIs
    DeepSeek

How this ranking is built

Each of the 6 assistants — ChatGPT, Claude, Gemini, Perplexity, DeepSeek and Grok — was asked “What are the best credit cards? Recommend the top brands or products that people actually use, as a ranked list from best to worst. For each, give just the name.” multiple times. Brands are scored by a position-weighted measure across every answer (being named first, often, and by more assistants all rank a brand higher), then refreshed monthly. This reflects what AI recommends — it is not an endorsement by CiteHawk.

Questions about credit cards & AI

Why does AI recommend these credit cards?

AI assistants surface brands they encounter most often as authoritative answers — through reviews, comparisons, directories and citations across the web. Brands with strong, consistent presence in those sources get recommended first.

How often is this updated?

The AI Index is refreshed monthly across all 6 assistants, so the ranking tracks how AI’s recommendations shift over time.

How do I get my brand on this list?

Run a free check to see exactly where AI ranks you in credit cards, then improve your AI visibility with CiteHawk — the same way the brands above earned their spots.

Is your brand on this list?

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