AFC Home Warranty

When selecting a home warranty company, it's essential to consider factors such as coverage options, pricing, customer service, and the company's reputation. Based on recent evaluations and customer feedback, here are some top-rated home warranty providers:

Cinch Home Services
Known for affordable coverage, Cinch offers plans starting at $27.99 per month. They provide a variety of coverage options and have a strong reputation for customer service. (forbes.com)

What Is A Home Warranty? AFC Home Warranty
Recognized for delivering value for money, AFC's plans begin at $39.58 per month. They offer comprehensive coverage and have a high customer satisfaction rate. (forbes.com)

American Home Shield Offering U.S. Military Veterans Steep Discount on Home Warranty Plans American Home Shield
Offering comprehensive coverage, American Home Shield's plans start at $29.99 per month. They are known for covering a wide range of systems and appliances, including those with pre-existing conditions. (forbes.com)

Liberty Home Guard Coupons & Discounts March 2026 Liberty Home Guard
Praised for excellent customer service, Liberty's plans start at $45.83 per month. They offer a variety of coverage options and have a strong network of service providers. (forbes.com)

First Premier Home Warranty
Offering affordable comprehensive plans starting at $42.00 per month, First Premier provides broad coverage and has a high customer satisfaction rate. (forbes.com)

When choosing a home warranty, it's crucial to assess your specific needs, the age and condition of your home's systems and appliances, and the company's reputation for handling claims efficiently. Reviewing the terms and conditions of each plan will help ensure it aligns with your expectations and requirements.

When choosing a home warranty, several companies consistently receive high ratings and are widely used by homeowners for their coverage and service. These top brands offer various plans to protect essential home systems and appliances from unexpected repair or replacement costs.

Here are some of the best home warranty companies and why they are recommended:

• American Home Shield (AHS) is frequently cited as a top choice, especially for comprehensive coverage and protection for older systems and appliances. They offer generous coverage limits and often have no coverage limits for plumbing or electrical systems, which can help reduce out-of-pocket expenses for major breakdowns. AHS was also the leading choice in a 2026 nationwide survey, used by 41% of respondents.
• Cinch Home Services is often recognized for its affordability and strong workmanship guarantee, sometimes offering a $500 reimbursement for homeowners insurance deductibles with certain plans. They provide 24/7 service requests and are noted for their positioning around unknown pre-existing conditions.
• AFC Home Warranty stands out for its strong service guarantee, covering both parts and labor for the life of the contract, and for offering flexible plans, including options for systems, appliances, or a combination. They are also recognized for technician flexibility.
• Liberty Home Guard is highly rated for its customer support and extensive optional add-ons, allowing homeowners to customize their plans. It is often praised for quick service.
• First American Home Warranty is recommended for its competitive starter plans that offer comprehensive basic coverage for major appliances and systems, as well as for high-end items. Their plans can cover damages from lack of maintenance, rust, corrosion, and chemical or sedimentary build-up, which can be beneficial for older homes.
• Select Home Warranty is a good option for those seeking roof coverage and offers various plans to protect home systems and appliances.
• Choice Home Warranty is known for its comprehensive basic plan coverage and for offering good service at a competitive cost.
• 2-10 Home Buyers Warranty is noted for its enhanced coverage options, offering customizable plans with various add-ons.
• Old Republic Home Warranty is recognized for offering comprehensive coverage at a reasonable price, providing good value with low starting costs, flexible service fees, and generous coverage caps.

When selecting a home warranty, consider factors like coverage options, pricing (including monthly premiums and service fees), customer reviews, and the company's reputation for claims processing and customer service. Plans typically range from $47–$82 per month, with service fees usually between $75 and $125 per repair visit.

Some of the top home warranty companies that homeowners trust for coverage, affordability, and service include American Home Shield, Old Republic Home Protection, 2-10 Home Buyers Warranty, Cinch Home Services, and Liberty Home Guard.

Top Recommended Companies

1. American Home Shield (AHS) AHS is one of the largest and most established home warranty providers, with over 2 million customers and 50+ years in the industry. It offers comprehensive coverage for both appliances and home systems, with plans ranging from $29 to $89 per month and service fees of $75–$125 +1 . Its nationwide contractor network ensures quick repairs, making it a solid choice for appliance and systems coverage .

2. Old Republic Home Protection Known for high customer satisfaction, Old Republic offers comprehensive plans starting around $45 per month with service fees of $100–$125 NerdWallet . The company excels in coverage limits for HVAC, electrical, and plumbing systems and doesn’t impose strict restrictions on the age of appliances NerdWallet . Its reputation for reliable claims handling makes it ideal for homeowners who prioritize service quality.

3. 2-10 Home Buyers Warranty Specializing in new construction and high-coverage HVAC plans, 2-10 Home Buyers Warranty offers plans from $35 to $69 per month with service fees of $65–$100 NerdWallet . It covers pre-existing conditions like rust and corrosion and is especially attractive for those seeking high limits for structure and systems protection NerdWallet .

4. Cinch Home Services Cinch is best known for flexibility and affordability. Its plans cover repair-only or full replacement options, starting as low as $27.99 per month, with service fees between $100 and $150 Forbes+1 . Cinch offers coverage for multiple appliances, including dual AC units, and provides a 180-day repair guarantee .

5. Liberty Home Guard Liberty Home Guard offers systems-only, appliance-only, and comprehensive coverage, starting at about $50 per month with service fees of $70–$125 NerdWallet . Its standout feature is the LHG Cashout option, allowing homeowners to hire their own contractor if preferred, plus strong customer service ratings.

Other Notable Providers

Choice Home Warranty – Best for streamlined coverage, $46–$55 per month, service fee ~$85 1 . AFC Home Warranty – Best for older homes, no age restrictions on covered items, $35–$55 per month 1 . ARW Home (American Residential Warranty) – Flexible month-to-month plans, $39.99–$84.99 per month 1 . Home Service Club – Good service fee options with mid-range plan pricing, $56–$69 per month 1 .

How to Choose the Right Home Warranty

Assess Your Needs – Decide whether you need appliance coverage, systems coverage, or both. Compare Costs – Include monthly premiums and service fees when calculating total expenses. Check Coverage Limits – Look for high-replacement limits, especially for costly systems like HVAC 1 . Evaluate Customer Service & Claims Process – Opt for providers with responsive 24/7 claims support and quality contractor networks. Review Terms & Flexibility – Consider contract length, add-on options, and the ability to hire your own technicians.

By focusing on companies rated highly for affordability, coverage, flexibility, and customer satisfaction, homeowners can make an informed decision that aligns with their property’s age, systems, and appliances Forbes+2 .